Environmental policy of ProCredit Bank

Promoting awareness of environmental protection and contributing to the mitigation of climate change have always been a concern for the ProCredit Group and they are a critical part of our business model – not only in relation to business operations, but also in our day-to-day work.

Ensuring that our economic development is green and sustainable is a central component of our development mission.

We set high standards regarding the social and environmental impact of our operations, and we make continuous efforts to raise the awareness of our staff, customers, counterparties, and the general public on environmental and social issues.

Thus, we conduct our business activities in a sustainable and ecological manner, which is why we adhere to the following key principles to continuously improve:

Identifying the environmental aspects and impact of our business activity;

The development and implementation of measures to mitigate our negative impact on the environment;

Using resources as efficiently as possible;

Ensuring compliance with relevant environmental and social legislation and international standards;

Raising awareness of environmental and social issues among our staff;

Minimizing the negative impact on the environment and of our lending operations;

Encouraging our clients to invest in an ecological manner;

Searching for suppliers that operate in accordance with environmental and social standards;

Engaging in conversations to positively influence the environmental and social impact of our suppliers' products and/or operations.


We achieve this by implementing a comprehensive and sustainable environmental management (EMS) aimed at improving the environmental impact of our activities. This fact is supported by the Environmental Management System, which applies to all operations and procedures within our headquarters, as well as within our branches. This is in accordance with the ISO 14001:2015 standard.

ISO 14001:2015 Certificate


This concern of ProCredit Bank is materialized into three major directions, structured on three main pillars.

1 Internal system for environmental management
2 Credit risk management in lending activities
3 ProEco Loans
The three pillars of ProCredit Bank’s environmental policy